Helpful Documents

Mortgage Application

This is the standard mortgage application that you will need to complete in order to apply for a mortgage loan.
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Borrowers Authorization

This form allows your loan officer to collect information from banks, employers, etc. on your behalf.
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4506t-Request for Transcript of Tax Return

Lenders will submit this form to the IRS to obtain a copy of your tax transcripts. The lender is then able to verify that the documentation that has been submitted matches what the IRS has on record.
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Appraisal Disclosure

Discloses the process used to order appraisals.
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Appraisal Credit Card Authorization

Appraisals are required to be paid by the client at the time the appraisal is ordered. This authorization form allows us to streamline the appraisal ordering process.
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Sample Loan Estimate

This document replaced the Good Faith Estimate and the Truth-in-Lending disclosure beginning October 3, 2015. You will receive this document to review at the beginning of the loan process.
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Sample Closing Disclosure

This document replaced the HUD-1 Settlement Statement and the Truth-in-Lending disclosure beginning October 3, 2015. You will receive this at least 3 days before closing. It contains the final figures for your loan.
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